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Natural hazards · Ocklawaha

Ocklawaha, FL natural hazards

Most of the natural-hazard damage FEMA expects in Ocklawaha comes from hurricanes, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ocklawaha?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ocklawaha to be higher than in 64% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes39%Inland flooding26%Tornadoes15%Cold waves6%Everything else13%
By hazard

What Ocklawaha faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

39% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

26% of expected damage
Below average · higher than 29% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Above average · higher than 70% of U.S. places

Cold waves

6% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 2 times a year in the area

Lower here

HailHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ocklawaha flood?

FEMA's records show no paid flood insurance claims in Ocklawaha.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ocklawaha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marion County.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit Ocklawaha

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ocklawaha itself: aid to households, or repair grants to Ocklawaha.

Brought FEMA money into OcklawahaDeclared for Marion County only
2024

Hurricane Milton

497 households applied for aid $392K aid approved
2017

Hurricane Irma

1,979 households applied for aid $787K aid approved
2008

Tropical Storm Fay

6 households applied for aid $7K aid approved
2004

Hurricane Jeanne

373 households applied for aid $471K aid approved
2004

Hurricane Ivan

17 households applied for aid $4K aid approved
2004

Hurricane Frances

493 households applied for aid $598K aid approved
Marion County has had 31 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ocklawaha is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ocklawaha’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ocklawaha. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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