Oak Hill, FL natural hazards
Most of the natural-hazard damage FEMA expects in Oak Hill comes from coastal flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 14 claims here since 2004. 12 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Oak Hill?
FEMA expects yearly storm and flood damage to homes and buildings in Oak Hill to be higher than in 86% of U.S. communities, mostly from coastal flooding and hurricanes.
What Oak Hill faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Coastal flooding
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Oak Hill flood?
Every paid claim on a federal flood insurance policy in Oak Hill, from FEMA’s records.
Biggest named events
- Hurricane Irma: 6 claims, $306K
- Hurricane Ian: 3 claims, $180K
- Hurricane Frances: 2 claims, $36K
are insured
are insured
What’s been done with FEMA grants
12 federal disasters brought FEMA money here
Disasters the President declared that paid out in Oak Hill itself: aid to households, or repair grants to the City of Oak Hill.
Hurricane Milton
Hurricane Nicole
Hurricane Ian
Hurricane Irma
Hurricane Matthew
Severe Storms, Flooding, Tornadoes, and Straight-Line Winds
Tropical Storm Fay
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Hurricane Floyd Major Disaster Declarations
Oak Hill and the towns around it
How to read this page
FEMA’s expected losses across Oak Hill total about $2.0M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.