Natural hazards · North Weeki Wachee

North Weeki Wachee, FL natural hazards

Most of the natural-hazard damage FEMA expects in North Weeki Wachee comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Weeki Wachee?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Weeki Wachee to be higher than in 66% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding36%Tornadoes11%Everything else7%

By hazard

What North Weeki Wachee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

36% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 61% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Weeki Wachee flood?

Every paid claim on a federal flood insurance policy in North Weeki Wachee, from FEMA’s records.

1paid claims since 1985

$8Kpaid to owners

0homes flooded more than once

19852026

Biggest named events

Hurricane Elena: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Weeki Wachee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hernando County.

Disasters that hit North Weeki Wachee

Federal disasters declared here

None of the disasters declared for Hernando County shows FEMA aid or repair money reaching North Weeki Wachee itself in FEMA’s records.

Brought FEMA money into North Weeki WacheeDeclared for Hernando County only

Hernando County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.

Around North Weeki Wachee

North Weeki Wachee and the towns around it

Very lowLowModerateHighVery high

North Weeki Wacheemostly hurricanesHigh

High Pointmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Weeki Wachee covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to North Weeki Wachee’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to North Weeki Wachee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Weeki Wachee total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.