Natural hazards · Naples Park

Naples Park, FL natural hazards

Most of the natural-hazard damage FEMA expects in Naples Park comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 230 claims here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Naples Park?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Naples Park to be higher than in 90% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes67%Inland flooding28%Everything else5%

By hazard

What Naples Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

67% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

28% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Naples Park flood?

Every paid claim on a federal flood insurance policy in Naples Park, from FEMA’s records.

230paid claims since 1982

$13.7Mpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Ian: 127 claims, $11.6M
Hurricane Irma: 38 claims, $1.2M
Hurricane Milton: 5 claims, $353K

of all homes
are insured

No community discount. Naples Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Collier County.

Disasters that hit Naples Park

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Naples Park itself: aid to households, or repair grants to Naples Park.

Brought FEMA money into Naples ParkDeclared for Collier County only

2017

Hurricane Irma

5 households applied for aid $500 aid approved

Collier County has had 46 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Naples Park covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Naples Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Naples Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Naples Park total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.