Natural hazards · Myrtle Grove

Myrtle Grove, FL natural hazards

Most of the natural-hazard damage FEMA expects in Myrtle Grove comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 271 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Myrtle Grove?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Myrtle Grove to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes67%Inland flooding21%Everything else12%

By hazard

What Myrtle Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

67% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

21% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Myrtle Grove flood?

Every paid claim on a federal flood insurance policy in Myrtle Grove, from FEMA’s records.

271paid claims since 1979

$16.1Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 112 claims, $8.8M
Hurricane Sally: 97 claims, $6.2M
Severe Storms and Flooding: 4 claims, $43K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Myrtle Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Escambia County.

Disasters that hit Myrtle Grove

Federal disasters declared here

None of the disasters declared for Escambia County shows FEMA aid or repair money reaching Myrtle Grove itself in FEMA’s records.

Brought FEMA money into Myrtle GroveDeclared for Escambia County only

Escambia County has had 33 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Myrtle Grove

Myrtle Grove and the towns around it

Very lowLowModerateHighVery high

Bellviewmostly hurricanesVery high

Myrtle Grovemostly hurricanesVery high

Warringtonmostly hurricanesVery high

West Pensacolamostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Myrtle Grove covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Myrtle Grove’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Myrtle Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Myrtle Grove total about $8.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.