Natural hazards · Mount Dora

Mount Dora, FL natural hazards

Most of the natural-hazard damage FEMA expects in Mount Dora comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1995. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mount Dora?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Dora to be higher than in 30% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes25%Tornadoes21%Strong wind8%Everything else6%
By hazard

What Mount Dora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once every 4 years in the area

Hurricanes

25% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

21% of expected damage
Well above average · higher than 78% of U.S. places

Strong wind

8% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once a year in the area

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mount Dora flood?

Every paid claim on a federal flood insurance policy in Mount Dora, from FEMA’s records.

11paid claims since 1995
$346Kpaid to owners
0homes flooded more than once
19952026

Biggest named events

  • Hurricane Milton: 1 claim, $7K
  • Hurricane Opal: 1 claim, $9K
  • Tropical Storm Fay: 1 claim, $7K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Mount Dora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit Mount Dora

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Dora itself: aid to households, or repair grants to the City of Mount Dora.

Brought FEMA money into Mount DoraDeclared for Lake County only
2024

Hurricane Milton

1,601 households applied for aid $1.2M aid approved $2.2M to the City of Mount Dora for repairs
2022

Hurricane Nicole

22 households applied for aid $600 aid approved
2022

Hurricane Ian

862 households applied for aid $336K aid approved $1.3M to the City of Mount Dora for repairs
2017

Hurricane Irma

3,439 households applied for aid $1.1M aid approved $2.6M to the City of Mount Dora for repairs
2016

Hurricane Matthew

$54K to the City of Mount Dora for repairs
2008

Tropical Storm Fay

13 households applied for aid $158 aid approved $39K to the City of Mount Dora for repairs
2007

Severe Storms and Tornadoes

1 household applied for aid
2004

Hurricane Jeanne

447 households applied for aid $620K aid approved $232K to the City of Mount Dora for repairs
2004

Hurricane Ivan

11 households applied for aid
2004

Hurricane Frances

380 households applied for aid $318K aid approved $522K to the City of Mount Dora for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

58 households applied for aid $63K aid approved $43K to the City of Mount Dora for repairs
Lake County has had 29 natural disasters declared since 1953, most often hurricanes and freezes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Dora covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Mount Dora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mount Dora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Dora total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01