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Natural hazards · Morriston

Morriston, FL natural hazards

Most of the natural-hazard damage FEMA expects in Morriston comes from hurricanes, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Morriston?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morriston to be higher than in 66% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes50%Inland flooding16%Cold waves14%Tornadoes7%Lightning5%Everything else8%
By hazard

What Morriston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

50% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

16% of expected damage
Below average · higher than 27% of U.S. places
Recorded about once every 4 years in the area

Cold waves

14% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

7% of expected damage
Above average · higher than 57% of U.S. places
Recorded about once every 28 years in the area

Lightning

5% of expected damage
Well above average · higher than 89% of U.S. places

Lower here

HailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Morriston flood?

FEMA's records show no paid flood insurance claims in Morriston.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Morriston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Levy County.
Disasters that hit Morriston

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morriston itself: aid to households, or repair grants to Morriston.

Brought FEMA money into MorristonDeclared for Levy County only
2024

Hurricane Milton

12 households applied for aid
2024

Hurricane Helene

86 households applied for aid $166K aid approved
2024

Hurricane Debby

55 households applied for aid $19K aid approved
2023

Hurricane Idalia

31 households applied for aid $18K aid approved
2017

Hurricane Irma

609 households applied for aid $167K aid approved
2016

Hurricane Hermine

8 households applied for aid $2K aid approved
2004

Hurricane Jeanne

134 households applied for aid $170K aid approved
2004

Hurricane Frances

215 households applied for aid $205K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

12 households applied for aid $18K aid approved
Levy County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morriston is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Morriston’s own flood-insurance community; household aid to the registrant’s city; repair grants to Morriston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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