Natural hazards · Moore Haven

Moore Haven, FL natural hazards

Most of the natural-hazard damage FEMA expects in Moore Haven comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 2005. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moore Haven?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moore Haven to be higher than in 79% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes38%Inland flooding30%Strong wind8%Lightning7%Wildfire6%Cold waves6%Everything else5%

By hazard

What Moore Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

38% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

30% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 2 years in the area

Strong wind

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lightning

7% of expected damage

Well above average · higher than 83% of U.S. places

Wildfire

6% of expected damage

Well above average · higher than 96% of U.S. places

Cold waves

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailHeat wavesEarthquakesLandslidesDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moore Haven flood?

Every paid claim on a federal flood insurance policy in Moore Haven, from FEMA’s records.

5paid claims since 2005

$32Kpaid to owners

1homes flooded more than once

20052026

Biggest named events

Tropical Storm Fay: 4 claims, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moore Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Glades County.

What’s been done with FEMA grants

3buildings retrofitted against wind

Disasters that hit Moore Haven

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moore Haven itself: aid to households, or repair grants to the City of Moore Haven.

Brought FEMA money into Moore HavenDeclared for Glades County only

2024

Hurricane Milton

121 households applied for aid $124K aid approved $46K to the City of Moore Haven for repairs

2022

Hurricane Ian

421 households applied for aid $374K aid approved $83K to the City of Moore Haven for repairs

2017

Hurricane Irma

1,084 households applied for aid $619K aid approved $263K to the City of Moore Haven for repairs

2008

Tropical Storm Fay

124 households applied for aid $105K aid approved $23K to the City of Moore Haven for repairs

2005

Hurricane Wilma

933 households applied for aid $1.1M aid approved $193K to the City of Moore Haven for repairs

2004

Hurricane Jeanne

334 households applied for aid $635K aid approved $33K to the City of Moore Haven for repairs

2004

Hurricane Frances

137 households applied for aid $185K aid approved $20K to the City of Moore Haven for repairs

2004

Tropical Storm Bonnie and Hurricane Charley

28 households applied for aid $28K aid approved

1999

Fl-Hurricane Irene-Dr-Req

$5K to the City of Moore Haven for repairs

Glades County has had 29 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moore Haven is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Moore Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moore Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.