Natural hazards · Molino

Molino, FL natural hazards

Most of the natural-hazard damage FEMA expects in Molino comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Molino?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Molino to be higher than in 85% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes70%Inland flooding18%Everything else12%

By hazard

What Molino faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

70% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

18% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Molino flood?

FEMA's records show no paid flood insurance claims in Molino.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Molino isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Escambia County.

What’s been done with FEMA grants

94buildings retrofitted against wind

Disasters that hit Molino

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Molino itself: aid to households, or repair grants to Molino.

Brought FEMA money into MolinoDeclared for Escambia County only

2020

Hurricane Sally

280 households applied for aid $295K aid approved

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

31 households applied for aid $56K aid approved

2005

Hurricane Dennis

356 households applied for aid $288K aid approved

2004

Hurricane Ivan

1,326 households applied for aid $1.9M aid approved

Escambia County has had 33 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Molino is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Molino’s own flood-insurance community; household aid to the registrant’s city; repair grants to Molino. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.