Natural hazards · Miramar

Miramar, FL natural hazards

Most of the natural-hazard damage FEMA expects in Miramar comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 653 claims here since 1979. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Miramar?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Miramar to be higher than in 72% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding41%Everything else13%

By hazard

What Miramar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

41% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Miramar flood?

Every paid claim on a federal flood insurance policy in Miramar, from FEMA’s records.

653paid claims since 1979

$3.7Mpaid to owners

47homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 287 claims, $1.0M
Hurricane Wilma: 43 claims, $526K
Hurricane Eta: 30 claims, $431K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Miramar is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Broward County.

What’s been done with FEMA grants

9buildings retrofitted against wind

Disasters that hit Miramar

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Miramar itself: aid to households, or repair grants to the City of Miramar.

Brought FEMA money into MiramarDeclared for Broward County only

2024

Hurricane Milton

12 households applied for aid

2023

Severe Storms, Tornadoes, and Flooding

287 households applied for aid $169K aid approved $10K to the City of Miramar for repairs

2022

Hurricane Ian

1 household applied for aid $29K to the City of Miramar for repairs

2019

Hurricane Dorian

$321K to the City of Miramar for repairs

2017

Hurricane Irma

25,014 households applied for aid $8.6M aid approved $8.0M to the City of Miramar for repairs

2016

Hurricane Matthew

$170K to the City of Miramar for repairs

2008

Tropical Storm Fay

$40K to the City of Miramar for repairs

2005

Hurricane Wilma

12,219 households applied for aid $5.3M aid approved $16.3M to the City of Miramar for repairs

2005

Hurricane Katrina

$666K to the City of Miramar for repairs

2004

Hurricane Jeanne

$145K to the City of Miramar for repairs

2004

Hurricane Frances

716 households applied for aid $578K aid approved $524K to the City of Miramar for repairs

2000

Severe Storms and Flooding

$57K to the City of Miramar for repairs

1999

Fl-Hurricane Irene-Dr-Req

$89K to the City of Miramar for repairs

1999

Hurricane Floyd Emergency Declarations

$33K to the City of Miramar for repairs

Broward County has had 34 natural disasters declared since 1953, most often hurricanes and freezes.

Around Miramar

Miramar and the towns around it

Very lowLowModerateHighVery high

Miramarmostly hurricanesHigh

Miami Gardensmostly hurricanesHigh

Pembroke Pinesmostly hurricanesHigh

Country Clubmostly inland floodingHigh

West Parkmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Miramar covers 24 census tracts, combined by population.

Money that reached townFlood claims are matched to Miramar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Miramar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Miramar total about $34.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.