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Natural hazards · Minneola

Minneola, FL natural hazards

Most of the natural-hazard damage FEMA expects in Minneola comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2004. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Minneola?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minneola to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes20%Hurricanes19%Strong wind7%Wildfire5%Everything else7%
By hazard

What Minneola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Below average · higher than 43% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

20% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 91 years in the area

Hurricanes

19% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 4 years in the area

Strong wind

7% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once a year in the area

Wildfire

5% of expected damage
Well above average · higher than 93% of U.S. places

Lower here

HailCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Minneola flood?

Every paid claim on a federal flood insurance policy in Minneola, from FEMA’s records.

5paid claims since 2004
$36Kpaid to owners
0homes flooded more than once
20042026

Biggest named events

  • Hurricane Jeanne: 1 claim, $4K
  • Hurricane Milton: 1 claim, $8K
  • Hurricane Irma: 1 claim, $13K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Minneola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit Minneola

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Minneola itself: aid to households, or repair grants to the City of Minneola.

Brought FEMA money into MinneolaDeclared for Lake County only
2024

Hurricane Milton

580 households applied for aid $161K aid approved $750K to the City of Minneola for repairs
2022

Hurricane Nicole

6 households applied for aid
2022

Hurricane Ian

220 households applied for aid $55K aid approved $86K to the City of Minneola for repairs
2017

Hurricane Irma

1,066 households applied for aid $206K aid approved $47K to the City of Minneola for repairs
2016

Hurricane Matthew

$9K to the City of Minneola for repairs
2008

Tropical Storm Fay

3 households applied for aid
2004

Hurricane Jeanne

50 households applied for aid $33K aid approved $22K to the City of Minneola for repairs
2004

Hurricane Frances

45 households applied for aid $29K aid approved $77K to the City of Minneola for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

7 households applied for aid
Lake County has had 29 natural disasters declared since 1953, most often hurricanes and freezes.
Around Minneola

Minneola and the towns around it

Clermont: Moderate, mostly inland floodingFerndale: Moderate, mostly inland floodingOakland: Moderate, mostly inland floodingGroveland: High, mostly inland floodingMontverde: Moderate, mostly inland floodingMinneola: Moderate, mostly inland flooding MinneolaClermontFerndale
Very lowLowModerateHighVery high
Ferndalemostly inland floodingModerate
Minneolamostly inland floodingModerate
Clermontmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minneola covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Minneola’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Minneola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Minneola total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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