Natural hazards · Mims

Mims, FL natural hazards

Most of the natural-hazard damage FEMA expects in Mims comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 11 claims here since 2022. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mims?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mims to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes71%Inland flooding19%Everything else10%
By hazard

What Mims faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

71% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

19% of expected damage
Below average · higher than 29% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mims flood?

Every paid claim on a federal flood insurance policy in Mims, from FEMA’s records.

11paid claims since 2022
$951Kpaid to owners
0homes flooded more than once
20222026

Biggest named events

  • Hurricane Ian: 5 claims, $457K
  • Hurricane Milton: 1 claim, $210K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Mims isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brevard County.

What’s been done with FEMA grants

7buildings retrofitted against wind
Disasters that hit Mims

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mims itself: aid to households, or repair grants to Mims.

Brought FEMA money into MimsDeclared for Brevard County only
2024

Hurricane Milton

522 households applied for aid $550K aid approved
2022

Hurricane Nicole

57 households applied for aid $100K aid approved
2022

Hurricane Ian

758 households applied for aid $1.3M aid approved
2017

Hurricane Irma

1,498 households applied for aid $862K aid approved
2016

Hurricane Matthew

273 households applied for aid $90K aid approved
2008

Tropical Storm Fay

99 households applied for aid $86K aid approved
2005

Hurricane Wilma

50 households applied for aid $106K aid approved
2004

Hurricane Jeanne

578 households applied for aid $788K aid approved
2004

Hurricane Ivan

18 households applied for aid $1K aid approved
2004

Hurricane Frances

1,347 households applied for aid $1.7M aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

525 households applied for aid $468K aid approved
Brevard County has had 35 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mims covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Mims’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Mims. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mims total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01