TownTapestry
Sign inJoin
MidwayGood night
Natural hazards · Midway

Midway, FL natural hazards

Most of the natural-hazard damage FEMA expects in Midway comes from hurricanes, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Midway?

60
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midway to be higher than in 60% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes33%Inland flooding26%Tornadoes17%Cold waves14%Everything else11%
By hazard

What Midway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

33% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

26% of expected damage
Below average · higher than 33% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

17% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 26 years in the area

Cold waves

14% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 2 times a year in the area

Lower here

HailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Midway flood?

FEMA's records show no paid flood insurance claims in Midway.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Midway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Gadsden County.
Disasters that hit Midway

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Midway itself: aid to households, or repair grants to the City of Midway.

Brought FEMA money into MidwayDeclared for Gadsden County only
2024

Hurricane Helene

$61K to the City of Midway for repairs
2023

Hurricane Idalia

1 household applied for aid
2022

Hurricane Ian

1 household applied for aid
2018

Hurricane Michael

447 households applied for aid $94K aid approved $200K to the City of Midway for repairs
2017

Hurricane Irma

1 household applied for aid
2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$20K to the City of Midway for repairs
2008

Tropical Storm Fay

4 households applied for aid $246 aid approved
2004

Hurricane Ivan

4 households applied for aid
2001

Tropical Storm Allison

$10K to the City of Midway for repairs
Gadsden County has had 30 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midway is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Midway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Midway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Midway, FLView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Midway is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map