Natural hazards · Midway

Midway, FL natural hazards

Most of the natural-hazard damage FEMA expects in Midway comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midway?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midway to be higher than in 69% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes19%Hurricanes15%Wildfire7%Everything else8%

By hazard

What Midway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Above average · higher than 68% of U.S. places

Hurricanes

15% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 4 years in the area

Wildfire

7% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HailCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midway flood?

FEMA's records show no paid flood insurance claims in Midway.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Midway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Seminole County.

Disasters that hit Midway

Federal disasters declared here

None of the disasters declared for Seminole County shows FEMA aid or repair money reaching Midway itself in FEMA’s records.

Brought FEMA money into MidwayDeclared for Seminole County only

Seminole County has had 29 natural disasters declared since 1953, most often hurricanes and freezes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midway is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Midway’s own flood-insurance community; household aid to the registrant’s city; repair grants to Midway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.