Middleburg, FL natural hazards
Most of the natural-hazard damage FEMA expects in Middleburg comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 230 claims here since 1991. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Middleburg?
FEMA expects yearly storm and flood damage to homes and buildings in Middleburg to be higher than in 65% of U.S. communities, mostly from inland flooding.
What Middleburg faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Hurricanes
Lower here
Not a risk here
Does Middleburg flood?
Every paid claim on a federal flood insurance policy in Middleburg, from FEMA’s records.
Biggest named events
- Hurricane Irma: 100 claims, $13.0M
- Tropical Storm Debby: 50 claims, $1.9M
- Hurricane Frances: 12 claims, $323K
are insured
are insured
What’s been done with FEMA grants
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Middleburg itself: aid to households, or repair grants to Middleburg.
Hurricane Milton
Hurricane Irma
Tropical Storm Debby
Tropical Storm Fay
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
How to read this page
FEMA’s expected losses across Middleburg total about $2.3M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.