Natural hazards · Micanopy

Micanopy, FL natural hazards

Most of the natural-hazard damage FEMA expects in Micanopy comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2017. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Micanopy?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Micanopy to be higher than in 70% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes32%Inland flooding31%Wildfire17%Tornadoes10%Everything else9%
By hazard

What Micanopy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

32% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

31% of expected damage
Below average · higher than 41% of U.S. places
Recorded about once a year in the area

Wildfire

17% of expected damage
Well above average · higher than 97% of U.S. places

Tornadoes

10% of expected damage
Above average · higher than 59% of U.S. places
Recorded about once every 69 years in the area

Lower here

HailWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Micanopy flood?

Every paid claim on a federal flood insurance policy in Micanopy, from FEMA’s records.

1paid claims since 2017
$63Kpaid to owners
0homes flooded more than once
20172026

Biggest named events

  • Hurricane Irma: 1 claim, $63K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Micanopy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Alachua County.
Disasters that hit Micanopy

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Micanopy itself: aid to households, or repair grants to the Town of Micanopy.

Brought FEMA money into MicanopyDeclared for Alachua County only
2024

Hurricane Milton

40 households applied for aid $17K aid approved
2024

Hurricane Helene

80 households applied for aid $140K aid approved
2024

Hurricane Debby

46 households applied for aid $72K aid approved
2023

Hurricane Idalia

1 household applied for aid $700 aid approved
2022

Hurricane Ian

2 households applied for aid
2017

Hurricane Irma

663 households applied for aid $375K aid approved $11K to the Town of Micanopy for repairs
2008

Tropical Storm Fay

7 households applied for aid
2004

Hurricane Jeanne

153 households applied for aid $173K aid approved $60K to the Town of Micanopy for repairs
2004

Hurricane Frances

259 households applied for aid $222K aid approved $26K to the Town of Micanopy for repairs
Alachua County has had 28 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Micanopy is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Micanopy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Micanopy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01