Natural hazards · Marianna

Marianna, FL natural hazards

Most of the natural-hazard damage FEMA expects in Marianna comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marianna?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marianna to be higher than in 79% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes55%Inland flooding29%Tornadoes5%Everything else11%

By hazard

What Marianna faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

55% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

29% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 70 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marianna flood?

Every paid claim on a federal flood insurance policy in Marianna, from FEMA’s records.

9paid claims since 1979

$131Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Tropical Storm Alberto: 2 claims, $96K
Hurricane Michael: 1 claim, $2K
Hurricane Wilma: 1 claim, $16K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marianna isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

What’s been done with FEMA grants

9buildings retrofitted against wind

1flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Marianna

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marianna itself: aid to households, or repair grants to the City of Marianna.

Brought FEMA money into MariannaDeclared for Jackson County only

2020

Hurricane Sally

$75K to the City of Marianna for repairs

2018

Hurricane Michael

5,237 households applied for aid $6.6M aid approved $8.8M to the City of Marianna for repairs

2017

Hurricane Irma

$14K to the City of Marianna for repairs

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

188 households applied for aid $250K aid approved $148K to the City of Marianna for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

76 households applied for aid $118K aid approved $3K to the City of Marianna for repairs

2004

Hurricane Ivan

327 households applied for aid $818K aid approved $20K to the City of Marianna for repairs

Jackson County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marianna is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Marianna’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marianna. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.