Natural hazards · Malabar

Malabar, FL natural hazards

Most of the natural-hazard damage FEMA expects in Malabar comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 14 claims here since 2004. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Malabar?

91
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malabar to be higher than in 91% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes67%Inland flooding18%Wildfire10%Everything else5%
By hazard

What Malabar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

67% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 3 years in the area

Inland flooding

18% of expected damage
Below average · higher than 40% of U.S. places
Recorded about once a year in the area

Wildfire

10% of expected damage
Well above average · higher than 97% of U.S. places

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Malabar flood?

Every paid claim on a federal flood insurance policy in Malabar, from FEMA’s records.

14paid claims since 2004
$490Kpaid to owners
3homes flooded more than once
20042026

Biggest named events

  • Hurricane Jeanne: 4 claims, $36K
  • Tropical Storm Fay: 3 claims, $245K
  • Hurricane Irma: 2 claims, $77K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Malabar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brevard County.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit Malabar

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Malabar itself: aid to households, or repair grants to the Town of Malabar.

Brought FEMA money into MalabarDeclared for Brevard County only
2024

Hurricane Milton

56 households applied for aid $29K aid approved
2022

Hurricane Nicole

15 households applied for aid $126K aid approved $693K to the Town of Malabar for repairs
2022

Hurricane Ian

64 households applied for aid $46K aid approved
2017

Hurricane Irma

323 households applied for aid $151K aid approved $29K to the Town of Malabar for repairs
2016

Hurricane Matthew

24 households applied for aid $28K aid approved $6K to the Town of Malabar for repairs
2008

Tropical Storm Fay

22 households applied for aid $38K aid approved $7K to the Town of Malabar for repairs
2005

Hurricane Wilma

9 households applied for aid $19K aid approved $29K to the Town of Malabar for repairs
2004

Hurricane Jeanne

553 households applied for aid $583K aid approved $382K to the Town of Malabar for repairs
2004

Hurricane Ivan

11 households applied for aid
2004

Hurricane Frances

558 households applied for aid $613K aid approved $223K to the Town of Malabar for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

7 households applied for aid $3K aid approved $3K to the Town of Malabar for repairs
1999

Fl-Hurricane Irene-Dr-Req

$12K to the Town of Malabar for repairs
1999

Hurricane Floyd Major Disaster Declarations

$2K to the Town of Malabar for repairs
Brevard County has had 35 natural disasters declared since 1953, most often hurricanes and fires.
Around Malabar

Malabar and the towns around it

Grant-Valkaria: Very high, mostly hurricanesPalm Bay: Very high, mostly hurricanesMicco: Very high, mostly hurricanesMelbourne: Very high, mostly hurricanesWest Melbourne: Very high, mostly hurricanesMalabar: Very high, mostly hurricanes MalabarGrant-ValkariaPalm Bay
Very lowLowModerateHighVery high
Grant-Valkariamostly hurricanesVery high
Malabarmostly hurricanesVery high
Palm Baymostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malabar is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Malabar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Malabar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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