Natural hazards · Macclenny

Macclenny, FL natural hazards

Most of the natural-hazard damage FEMA expects in Macclenny comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1998. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Macclenny?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Macclenny to be higher than in 40% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes18%Tornadoes9%Heat waves9%Everything else15%

By hazard

What Macclenny faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

18% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

9% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 19 years in the area

Heat waves

9% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Macclenny flood?

Every paid claim on a federal flood insurance policy in Macclenny, from FEMA’s records.

6paid claims since 1998

$151Kpaid to owners

2homes flooded more than once

19982026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Macclenny isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baker County.

What’s been done with FEMA grants

5buildings retrofitted against wind

1flood-prone properties bought out and cleared

Disasters that hit Macclenny

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Macclenny itself: aid to households, or repair grants to the City of Macclenny.

Brought FEMA money into MacclennyDeclared for Baker County only

2024

Hurricane Milton

11 households applied for aid

2024

Hurricane Helene

429 households applied for aid $432K aid approved

2024

Hurricane Debby

95 households applied for aid $220K aid approved $21K to the City of Macclenny for repairs

2017

Hurricane Irma

1,236 households applied for aid $571K aid approved $268K to the City of Macclenny for repairs

2012

Tropical Storm Debby

105 households applied for aid $394K aid approved $104K to the City of Macclenny for repairs

2008

Tropical Storm Fay

35 households applied for aid $65K aid approved $88K to the City of Macclenny for repairs

2004

Hurricane Jeanne

134 households applied for aid $148K aid approved $26K to the City of Macclenny for repairs

2004

Hurricane Frances

98 households applied for aid $154K aid approved $96K to the City of Macclenny for repairs

Baker County has had 32 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Macclenny is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Macclenny’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Macclenny. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.