Natural hazards · Loxahatchee Groves

Loxahatchee Groves, FL natural hazards

Most of the natural-hazard damage FEMA expects in Loxahatchee Groves comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2012. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loxahatchee Groves?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loxahatchee Groves to be higher than in 60% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes64%Inland flooding27%Everything else10%

By hazard

What Loxahatchee Groves faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

64% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

27% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loxahatchee Groves flood?

Every paid claim on a federal flood insurance policy in Loxahatchee Groves, from FEMA’s records.

3paid claims since 2012

$22Kpaid to owners

1homes flooded more than once

20122026

Biggest named events

Hurricane Irma: 1 claim, $5K
Hurricane Isaac: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Loxahatchee Groves isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Palm Beach County.

Disasters that hit Loxahatchee Groves

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Loxahatchee Groves itself: aid to households, or repair grants to the Town of Loxahatchee Groves.

Brought FEMA money into Loxahatchee GrovesDeclared for Palm Beach County only

2024

Hurricane Milton

9 households applied for aid $1K aid approved $528K to the Town of Loxahatchee Groves for repairs

2022

Hurricane Nicole

$291K to the Town of Loxahatchee Groves for repairs

2022

Hurricane Ian

2 households applied for aid $1K aid approved $12K to the Town of Loxahatchee Groves for repairs

2017

Hurricane Irma

26 households applied for aid $41K aid approved $283K to the Town of Loxahatchee Groves for repairs

Palm Beach County has had 31 natural disasters declared since 1953, most often hurricanes and freezes.

Around Loxahatchee Groves

Loxahatchee Groves and the towns around it

Very lowLowModerateHighVery high

The Acreagemostly hurricanesHigh

Royal Palm Beachmostly hurricanesHigh

Loxahatchee Grovesmostly hurricanesHigh

Westlakemostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loxahatchee Groves covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Loxahatchee Groves’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Loxahatchee Groves. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Loxahatchee Groves total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.