Natural hazards · Liberty Triangle

Liberty Triangle, FL natural hazards

Most of the natural-hazard damage FEMA expects in Liberty Triangle comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2023.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Liberty Triangle?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Liberty Triangle to be higher than in 71% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes37%Tornadoes12%Everything else12%

By hazard

What Liberty Triangle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Hurricanes

37% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

12% of expected damage

Above average · higher than 69% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Liberty Triangle flood?

Every paid claim on a federal flood insurance policy in Liberty Triangle, from FEMA’s records.

1paid claims since 2023

$106Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Liberty Triangle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Liberty Triangle

Federal disasters declared here

None of the disasters declared for Marion County shows FEMA aid or repair money reaching Liberty Triangle itself in FEMA’s records.

Brought FEMA money into Liberty TriangleDeclared for Marion County only

Marion County has had 31 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Liberty Triangle covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Liberty Triangle’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Liberty Triangle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Liberty Triangle total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.