Natural hazards · Lely Resort

Lely Resort, FL natural hazards

Most of the natural-hazard damage FEMA expects in Lely Resort comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2017.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lely Resort?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lely Resort to be higher than in 95% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes53%Inland flooding44%Everything else3%

By hazard

What Lely Resort faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

53% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

44% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lely Resort flood?

Every paid claim on a federal flood insurance policy in Lely Resort, from FEMA’s records.

1paid claims since 2017

$9Kpaid to owners

0homes flooded more than once

20172026

Biggest named events

Hurricane Irma: 1 claim, $9K

of all homes
are insured

No community discount. Lely Resort isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Collier County.

Disasters that hit Lely Resort

Federal disasters declared here

None of the disasters declared for Collier County shows FEMA aid or repair money reaching Lely Resort itself in FEMA’s records.

Brought FEMA money into Lely ResortDeclared for Collier County only

Collier County has had 46 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lely Resort covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Lely Resort’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lely Resort. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lely Resort total about $15.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.