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Natural hazards · Lealman

Lealman, FL natural hazards

Most of the natural-hazard damage FEMA expects in Lealman comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 61 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lealman?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lealman to be higher than in 69% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding41%Hurricanes30%Tornadoes12%Cold waves10%Everything else7%
By hazard

What Lealman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Above average · higher than 68% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

30% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 5 years in the area

Tornadoes

12% of expected damage
Above average · higher than 55% of U.S. places

Cold waves

10% of expected damage
Above average · higher than 68% of U.S. places
Recorded about 3 times a year in the area

Lower here

Coastal floodingHailHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lealman flood?

Every paid claim on a federal flood insurance policy in Lealman, from FEMA’s records.

61paid claims since 1979
$2.0Mpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Hurricane Milton: 27 claims, $2.0M
  • Hurricane Elena: 3 claims, $21K
  • The 'No-Name Storm': 2 claims, $9K
of all homes
are insured
No community discount. Lealman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pinellas County.
Disasters that hit Lealman

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lealman itself: aid to households, or repair grants to Lealman.

Brought FEMA money into LealmanDeclared for Pinellas County only
2024

Hurricane Milton

75 households applied for aid $63K aid approved
2024

Hurricane Helene

28 households applied for aid $9K aid approved
2024

Hurricane Debby

3 households applied for aid $1K aid approved
2023

Hurricane Idalia

4 households applied for aid
2022

Hurricane Ian

21 households applied for aid $5K aid approved
2017

Hurricane Irma

1 household applied for aid
Pinellas County has had 39 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Lealman

Lealman and the towns around it

Pinellas Park: High, mostly hurricanesSt. Petersburg: Moderate, mostly hurricanesKenneth City: Very high, mostly inland floodingWest Lealman: Very high, mostly inland floodingLargo: Moderate, mostly hurricanesBardmoor: High, mostly inland floodingFeather Sound: Moderate, mostly hurricanesTierra Verde: Moderate, mostly hurricanesSouth Pasadena: Moderate, mostly hurricanesGulfport: Moderate, mostly hurricanesSt. Pete Beach: High, mostly coastal floodingBear Creek: Moderate, mostly hurricanesTreasure Island: High, mostly coastal floodingBay Pines: High, mostly inland floodingLealman: High, mostly inland flooding LealmanPinellas ParkSt. PetersburgKenneth City
Very lowLowModerateHighVery high
Kenneth Citymostly inland floodingVery high
Lealmanmostly inland floodingHigh
Pinellas Parkmostly hurricanesHigh
St. Petersburgmostly hurricanesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lealman covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Lealman’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lealman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lealman total about $5.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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