Natural hazards · Lazy Lake

Lazy Lake, FL natural hazards

Most of the natural-hazard damage FEMA expects in Lazy Lake comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lazy Lake?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lazy Lake to be higher than in 91% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding69%Hurricanes26%Everything else6%

By hazard

What Lazy Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

26% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lazy Lake flood?

FEMA's records show no paid flood insurance claims in Lazy Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lazy Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Broward County.

Disasters that hit Lazy Lake

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lazy Lake itself: aid to households, or repair grants to the Village of Lazy Lake.

Brought FEMA money into Lazy LakeDeclared for Broward County only

2017

Hurricane Irma

3 households applied for aid $12K to the Village of Lazy Lake for repairs

2005

Hurricane Wilma

4 households applied for aid $3K aid approved $81K to the Village of Lazy Lake for repairs

2004

Hurricane Frances

1 household applied for aid $36K to the Village of Lazy Lake for repairs

Broward County has had 34 natural disasters declared since 1953, most often hurricanes and freezes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lazy Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lazy Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lazy Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.