Lake Placid, FL natural hazards
Most of the natural-hazard damage FEMA expects in Lake Placid comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2024. 8 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Lake Placid?
FEMA expects yearly storm and flood damage to homes and buildings in Lake Placid to be higher than in 63% of U.S. communities, mostly from hurricanes and strong winds.
What Lake Placid faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Strong wind
Inland flooding
Tornadoes
Lower here
Not a risk here
Does Lake Placid flood?
Every paid claim on a federal flood insurance policy in Lake Placid, from FEMA’s records.
Biggest named events
- Hurricane Milton: 1 claim, $3K
are insured
are insured
What’s been done with FEMA grants
8 federal disasters brought FEMA money here
Disasters the President declared that paid out in Lake Placid itself: aid to households, or repair grants to the Town of Lake Placid.
Hurricane Milton
Hurricane Ian
Hurricane Irma
Tropical Storm Debby
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
How to read this page
FEMA’s expected losses across Lake Placid total about $1.2M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.