A typical Laguna Beach home is worth roughly $469,000
Homes typically sell in 127 days, below asking.
What kind of housing town is Laguna Beach?
Read from the numbers below. The page puts what stands out first.
73% of Laguna Beach households own their home
Half of Laguna Beach’s homes were built before 1986.
Florida: 68% own.
U.S. Census Bureau, American Community Survey 2020-2024.
A buyer's market
More homes are for sale than are selling — about 9 months of supply. Buyers have room to negotiate.
Under ~4 months of supply favors sellers; over ~6 favors buyers.
Redfin Data Center, all residential sales, May 2026.
A typical home costs 6.1 years of income
More than across Florida (4.8 years). Try your own numbers below.
That’s $154K short of a typical Laguna Beach home.
A two-bedroom rents for about $1,840 a month here, $830 less than owning.
How Laguna Beach ranks on affordability →
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Laguna Beach’s typical property tax (0.54% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
Home prices up 61% in 5 years
The federal house price index for the ZIP code around Laguna Beach rose 61% over the past 5 years, about the same as across Florida. Last year prices rose 3.1%. Carrying the Census median home value forward with that index puts the typical Laguna Beach home at roughly $469,000 today.
Carrying the Census median forward with the index puts a typical home at about $469K.
How Laguna Beach ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Laguna Beach, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A two-bedroom rents for about $1,840
Renters already here pay a median of $1,266, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Walton County, FL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Laguna Beach vs. its neighbors
The towns that share a border with Laguna Beach. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Laguna Beach | $469K* | +3.1%† | $1,840 | — | $76,607 |
| Panama City Beach | $415K | −1.4% | $1,940 | 47 | $80,941 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Laguna Beach buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.