Kathleen, FL natural hazards
Most of the natural-hazard damage FEMA expects in Kathleen comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1997. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Kathleen?
FEMA expects yearly storm and flood damage to homes and buildings in Kathleen to be higher than in 79% of U.S. communities, mostly from inland flooding and hurricanes.
What Kathleen faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Strong wind
Lightning
Tornadoes
Lower here
Not a risk here
Does Kathleen flood?
Every paid claim on a federal flood insurance policy in Kathleen, from FEMA’s records.
Biggest named events
- Hurricane Milton: 1 claim, $10K
- Hurricane Frances: 1 claim, $6K
are insured
are insured
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Kathleen itself: aid to households, or repair grants to Kathleen.
Hurricane Milton
Hurricane Ian
Hurricane Irma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
How to read this page
FEMA’s expected losses across Kathleen total about $407K a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.