Natural hazards · Jennings

Jennings, FL natural hazards

Most of the natural-hazard damage FEMA expects in Jennings comes from hurricanes, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jennings?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jennings to be higher than in 77% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes60%Inland flooding18%Lightning8%Everything else14%

By hazard

What Jennings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

60% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

18% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 3 years in the area

Lightning

8% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jennings flood?

FEMA's records show no paid flood insurance claims in Jennings.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jennings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Jennings

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jennings itself: aid to households, or repair grants to the Town of Jennings.

Brought FEMA money into JenningsDeclared for Hamilton County only

2024

Hurricane Helene

729 households applied for aid $2.3M aid approved

2024

Hurricane Debby

189 households applied for aid $243K aid approved

2023

Hurricane Idalia

989 households applied for aid $1.2M aid approved

2017

Hurricane Irma

177 households applied for aid $53K aid approved

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

44 households applied for aid $193K aid approved

2008

Tropical Storm Fay

$11K to the Town of Jennings for repairs

2004

Hurricane Jeanne

60 households applied for aid $107K aid approved

2004

Hurricane Frances

1 household applied for aid $3K aid approved $7K to the Town of Jennings for repairs

Hamilton County has had 29 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jennings is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jennings’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Jennings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.