Jay is a town in Santa Rosa County, Florida, United States. Located in the Florida Panhandle in North Florida, it is part of the Pensacola–Ferry Pass–Brent, Florida Metropolitan Statistical Area. The population was 524 at the 2020 census, down from 533 at the 2010 census.

Official town website ↗

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Town numbers

ZIP code32565

Area code850

Living in Jay

Housing in Jay

$286K▲ 6% in a year Typical home value · Zillow

The typical Jay home is worth about $286,000, up 6% in a year, 24% below the Florida typical home.

Only 1 sale in March 2026, too few for a market read. The typical value is the steadier guide.

Zillow Home Value Index · Redfin Data CenterHousing market →

Work & commute in Jay

Full picture →

Most working residents leave Jay for work: only 4% work in town. The top destinations are Pensacola (13%), Milton (11%) and Pace (6%). Half commute less than 30 miles.

Pensacola

13%

Milton

11%

Pace

Ferry Pass

4%Work in townlive and work in Jay 30 miWhere do people commute?the commute map 498Jobs based herea job hub

Census LEHD 2023 · ACSWork & commute in Jay →

Health in Jay

Compared with Florida

2better than FL·8worse

of 26 measures CDC estimates. The other 16 are too close to call.

Conditions 1▲ 2▼ 9 close Habits 2▼ 2 close Care 1▲ 3▼ 3 close Mind 1▼ 2 close

BetterToo close to callWorse

What stands out

12%Fewer uninsured adultsFL 15.9% · better 11.1%Fewer adults with diabetesFL 13.5% · better 19.2%More older adults who have lost all their teethFL 12.7% · worse

Care nearby

Jay HospitalJay · 0 mi · ER · rural critical access

Century Adult and Family CareCentury · 7.4 mi · sliding-scale fees

Primary careNo shortage

DentalNo shortage

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for Jay · CMS · HRSAHealth in Jay →

Natural hazards in Jay

Very high

Expected storm and flood damage is higher than in 87% of U.S. communities.

🌀 Hurricanes🌊 Inland flooding🌪️ Tornadoes

0Does Jay flood?no paid flood claims on record 6Disasters that paid out herefederal disasters sent FEMA money to Jay

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in Jay →

Climate in Jay

Full climate →

Jay has mild winters and warm summers, with plenty of rain. A typical July afternoon reaches 91°, a January night drops to 39°, and snow is almost unheard of.

64° / 41°Winter

79° / 54°Spring

91° / 70°Summer

79° / 56°Fall

How much snow does Jay get?Almost none.Rain & snow →When is the first frost?Around Nov 15, with the last in spring around Mar 10.Frost dates →Is it warmer than it used to be?+0.2° vs. the 20th century.Then & now →

NOAA U.S. Climate Normals, 1991–2020Climate in Jay →

Schools in Jay

All Jay schools →

A⁻

School Grade A-

The public schools Jay’s kids attend, from kindergarten through graduation, outperform 79% of Florida’s districts on state tests and graduation. Among towns with similar incomes, they rank near the top.

DistrictSANTA ROSASchools2

Jay Elementary School A-Elementary · Grades PK–6 · 472 students Jay High School B-High · Grades 7–12 · 498 students

School data from the U.S. Department of Education (NCES, EDFacts). The School Grade is our own summary of state test results and graduation rates, graded within FL. Ratings are from neighbors.