Natural hazards · Jasper

Jasper, FL natural hazards

Most of the natural-hazard damage FEMA expects in Jasper comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2005. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jasper?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jasper to be higher than in 77% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes63%Inland flooding20%Lightning6%Everything else12%

By hazard

What Jasper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

63% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

20% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 3 years in the area

Lightning

6% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jasper flood?

Every paid claim on a federal flood insurance policy in Jasper, from FEMA’s records.

1paid claims since 2005

$14Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jasper isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

What’s been done with FEMA grants

3buildings retrofitted against wind

2storm safe rooms built

Disasters that hit Jasper

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jasper itself: aid to households, or repair grants to the City of Jasper.

Brought FEMA money into JasperDeclared for Hamilton County only

2024

Hurricane Milton

1 household applied for aid

2024

Hurricane Helene

1,198 households applied for aid $3.0M aid approved $10K to the City of Jasper for repairs

2024

Hurricane Debby

513 households applied for aid $846K aid approved

2023

Hurricane Idalia

1,980 households applied for aid $2.2M aid approved $491K to the City of Jasper for repairs

2022

Hurricane Ian

1 household applied for aid

2017

Hurricane Irma

297 households applied for aid $103K aid approved $66K to the City of Jasper for repairs

2012

Tropical Storm Debby

1 household applied for aid $15K to the City of Jasper for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

132 households applied for aid $376K aid approved $37K to the City of Jasper for repairs

2008

Tropical Storm Fay

$38K to the City of Jasper for repairs

2004

Hurricane Jeanne

112 households applied for aid $186K aid approved $25K to the City of Jasper for repairs

2004

Hurricane Frances

$31K to the City of Jasper for repairs

Hamilton County has had 29 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jasper is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jasper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jasper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.