Inverness, FL natural hazards
Most of the natural-hazard damage FEMA expects in Inverness comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1984. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Inverness?
FEMA expects yearly storm and flood damage to homes and buildings in Inverness to be higher than in 92% of U.S. communities, mostly from hurricanes.
What Inverness faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Tornadoes
Lower here
Not a risk here
Does Inverness flood?
Every paid claim on a federal flood insurance policy in Inverness, from FEMA’s records.
Biggest named events
- Hurricane Jeanne: 2 claims, $77K
- Hurricane Elena: 1 claim, $26K
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Inverness itself: aid to households, or repair grants to the City of Inverness.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Idalia
Hurricane Irma
Hurricane Hermine
Tropical Storm Debby
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Inverness and the towns around it
How to read this page
FEMA’s expected losses across Inverness total about $4.0M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.