Indian Lake Estates, FL natural hazards
Most of the natural-hazard damage FEMA expects in Indian Lake Estates comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 19 claims here since 2004. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Indian Lake Estates?
FEMA expects yearly storm and flood damage to homes and buildings in Indian Lake Estates to be higher than in 85% of U.S. communities, mostly from inland flooding and hurricanes.
What Indian Lake Estates faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Wildfire
Strong wind
Lower here
Not a risk here
Does Indian Lake Estates flood?
Every paid claim on a federal flood insurance policy in Indian Lake Estates, from FEMA’s records.
Biggest named events
- Hurricane Ian: 6 claims, $195K
- Hurricane Irma: 5 claims, $141K
- Hurricane Jeanne: 4 claims, $67K
are insured
are insured
What’s been done with FEMA grants
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Indian Lake Estates itself: aid to households, or repair grants to Indian Lake Estates.
Hurricane Milton
Hurricane Ian
Hurricane Irma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
How to read this page
FEMA’s expected losses across Indian Lake Estates total about $1.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.