Indian Harbour Beach, FL housing market
The typical Indian Harbour Beach home is worth about $454,000, up 0.9% in a year, 21% above the Florida typical home. Homes typically sell in 68 days, below asking.
Home values, sales, trends and how Indian Harbour Beach compares with the towns next door — updated as new data is published.
Indian Harbour Beach at a glance
A seller's market
Supply is tight — about 2.8 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Indian Harbour Beach | Florida |
|---|---|---|
| 2017 | $252,000 | $209,000 |
| 2018 | $280,000 | $226,000 |
| 2019 | $295,000 | $242,000 |
| 2020 | $299,000 | $253,000 |
| 2021 | $334,000 | $276,000 |
| 2022 | $407,000 | $340,000 |
| 2023 | $462,000 | $392,000 |
| 2024 | $483,000 | $402,000 |
| 2025 | $467,000 | $397,000 |
| 2026 | $453,000 | $377,000 |
| August 2026 | $454,000 | $376,000 |
1 new home permitted in 2025
Builders were permitted 1 new home in Indian Harbour Beach in 2025, worth about $2.9 million to build. That's 0.1 per 1,000 residents, slower than across Florida (8.3). Over the past 10 years, Indian Harbour Beach has permitted 32 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Indian Harbour Beach gained 794 residents while 42 new homes were permitted: about 19 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Florida: 2.8 new residents per new home.
How Indian Harbour Beach ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 1 | 1 | 0 | $2.9 million |
| 2024 | 1 | 1 | 0 | $325,000 |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 3 | 3 | 0 | $1.4 million |
| 2019 | 1 | 1 | 0 | $284,000 |
| 2018 | 8 | 8 | 0 | $2.3 million |
| 2017 | 17 | 17 | 0 | $4.9 million |
| 2016 | 1 | 1 | 0 | $320,000 |
| 2015 | 1 | 1 | 0 | $320,000 |
| 2014 | 3 | 3 | 0 | $1.4 million |
| 2013 | 1 | 1 | 0 | $250,000 |
| 2012 | 5 | 5 | 0 | $2.9 million |
| 2011 | 3 | 3 | 0 | $2.1 million |
| 2010 | 2 | 2 | 0 | $1.8 million |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 2 | 2 | 0 | $1.3 million |
| 2007 | 12 | 12 | 0 | $2 million |
| 2006 | 19 | 6 | 13 | $3.7 million |
| 2005 | 147 | 51 | 96 | $28.3 million |
| 2004 | 27 | 3 | 24 | $5.2 million |
| 2003 | 8 | 8 | 0 | $1.7 million |
| 2002 | 47 | 14 | 33 | $9.4 million |
| 2001 | 145 | 21 | 124 | $29.5 million |
| 2000 | 33 | 33 | 0 | $7.4 million |
How Indian Harbour Beach ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Indian Harbour Beach and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Indian Harbour Beach | $454K | +0.9% | $2,070 | 1 | $97,254 |
| Satellite Beach | $513K | +0.3% | $2,070 | 49 | $119,134 |
| Melbourne | $357K | −1% | $1,870 | 64 | $66,991 |
| Merritt Island | $431K | +0.5% | $1,600 | — | $94,012 |
4.7 years of income
The typical Indian Harbour Beach home costs about 4.7 years of the town's median household income, less than across Florida (5 years).
How Indian Harbour Beach ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $2,070
HUD's Fair Market Rent for a two-bedroom in Indian Harbour Beach is $2,070 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Indian Harbour Beach pay a median of $1,827, so moving in tends to cost more than staying put. A two-bedroom takes about 26% of the town's median household income.
Studio $1,530 · 4 bedrooms $3,200
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (32937; Palm Bay-Melbourne-Titusville, FL MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.