Natural hazards · Indialantic

Indialantic, FL natural hazards

Most of the natural-hazard damage FEMA expects in Indialantic comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 44 claims here since 1979. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Indialantic?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Indialantic to be higher than in 87% of U.S. communities, mostly from hurricanes.

Hurricanes80%Inland flooding14%Everything else6%
By hazard

What Indialantic faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

80% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 3 years in the area

Inland flooding

14% of expected damage
Well below average · higher than 14% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherWildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Indialantic flood?

Every paid claim on a federal flood insurance policy in Indialantic, from FEMA’s records.

44paid claims since 1979
$1.0Mpaid to owners
7homes flooded more than once
19792026

Biggest named events

  • Tropical Storm Fay: 13 claims, $151K
  • Hurricane Irma: 10 claims, $283K
  • Hurricane Jeanne: 7 claims, $420K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Indialantic isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brevard County.

What’s been done with FEMA grants

2buildings retrofitted against wind
Disasters that hit Indialantic

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Indialantic itself: aid to households, or repair grants to the Town of Indialantic.

Brought FEMA money into IndialanticDeclared for Brevard County only
2024

Hurricane Milton

98 households applied for aid $3K aid approved
2022

Hurricane Nicole

12 households applied for aid $6K aid approved
2022

Hurricane Ian

123 households applied for aid $64K aid approved $38K to the Town of Indialantic for repairs
2019

Hurricane Dorian

$14K to the Town of Indialantic for repairs
2017

Hurricane Irma

977 households applied for aid $350K aid approved $197K to the Town of Indialantic for repairs
2016

Hurricane Matthew

63 households applied for aid $34K aid approved $177K to the Town of Indialantic for repairs
2008

Tropical Storm Fay

33 households applied for aid $25K aid approved $26K to the Town of Indialantic for repairs
2005

Hurricane Wilma

13 households applied for aid $7K aid approved $5K to the Town of Indialantic for repairs
2004

Hurricane Jeanne

1,013 households applied for aid $621K aid approved $34K to the Town of Indialantic for repairs
2004

Hurricane Ivan

10 households applied for aid $982 aid approved
2004

Hurricane Frances

1,578 households applied for aid $850K aid approved $115K to the Town of Indialantic for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

14 households applied for aid $5K aid approved
1999

Fl-Hurricane Irene-Dr-Req

$47K to the Town of Indialantic for repairs
Brevard County has had 35 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Indialantic covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Indialantic’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Indialantic. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Indialantic total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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