Homosassa, FL natural hazards
Most of the natural-hazard damage FEMA expects in Homosassa comes from coastal flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 663 claims here since 1993. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Homosassa?
FEMA expects yearly storm and flood damage to homes and buildings in Homosassa to be higher than in 100% of U.S. communities, mostly from coastal flooding and hurricanes.
What Homosassa faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Coastal flooding
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Homosassa flood?
Every paid claim on a federal flood insurance policy in Homosassa, from FEMA’s records.
Biggest named events
- Hurricane Helene: 451 claims, $40.7M
- Hurricane Idalia: 159 claims, $11.6M
- Hurricane Hermine: 34 claims, $1.6M
are insured
are insured
What’s been done with FEMA grants
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Homosassa itself: aid to households, or repair grants to Homosassa.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Idalia
Hurricane Irma
Hurricane Hermine
Tropical Storm Debby
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Homosassa and the towns around it
How to read this page
FEMA’s expected losses across Homosassa total about $4.2M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.