Natural hazards · Homestead Base

Homestead Base, FL natural hazards

Most of the natural-hazard damage FEMA expects in Homestead Base comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Homestead Base?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Homestead Base to be higher than in 53% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding51%Hurricanes35%Cold waves9%Everything else5%

By hazard

What Homestead Base faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

35% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Cold waves

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailHeat wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Homestead Base flood?

FEMA's records show no paid flood insurance claims in Homestead Base.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Homestead Base isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

Disasters that hit Homestead Base

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Homestead Base itself: aid to households, or repair grants to Homestead Base.

Brought FEMA money into Homestead BaseDeclared for Dade County only

2017

Hurricane Irma

8 households applied for aid

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Homestead Base

Homestead Base and the towns around it

Very lowLowModerateHighVery high

Homesteadmostly inland floodingVery high

Homestead Basemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Homestead Base covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Homestead Base’s own flood-insurance community; household aid to the registrant’s city; repair grants to Homestead Base. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Homestead Base total about $662K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.