Natural hazards · Holley

Holley, FL natural hazards

Most of the natural-hazard damage FEMA expects in Holley comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holley to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes60%Inland flooding17%Tornadoes10%Everything else14%

By hazard

What Holley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

60% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

17% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 14 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holley flood?

FEMA's records show no paid flood insurance claims in Holley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Rosa County.

Disasters that hit Holley

Federal disasters declared here

None of the disasters declared for Santa Rosa County shows FEMA aid or repair money reaching Holley itself in FEMA’s records.

Brought FEMA money into HolleyDeclared for Santa Rosa County only

Santa Rosa County has had 36 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Holley

Holley and the towns around it

Very lowLowModerateHighVery high

Holleymostly hurricanesVery high

Navarremostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Holley’s own flood-insurance community; household aid to the registrant’s city; repair grants to Holley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.