Hobe Sound, FL natural hazards
Most of the natural-hazard damage FEMA expects in Hobe Sound comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 41 claims here since 1984. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Hobe Sound?
FEMA expects yearly storm and flood damage to homes and buildings in Hobe Sound to be higher than in 90% of U.S. communities, mostly from hurricanes.
What Hobe Sound faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Hobe Sound flood?
Every paid claim on a federal flood insurance policy in Hobe Sound, from FEMA’s records.
Biggest named events
- Hurricane Jeanne: 8 claims, $390K
- Hurricane Frances: 4 claims, $225K
- Tropical Storm Fay: 2 claims, $12K
are insured
are insured
What’s been done with FEMA grants
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Hobe Sound itself: aid to households, or repair grants to Hobe Sound.
Hurricane Milton
Hurricane Irma
Tropical Storm Fay
Hurricane Wilma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
How to read this page
FEMA’s expected losses across Hobe Sound total about $8.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.