Highland, FL natural hazards
Most of the natural-hazard damage FEMA expects in Highland comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 2004. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Highland?
FEMA expects yearly storm and flood damage to homes and buildings in Highland to be higher than in 69% of U.S. communities, mostly from hurricanes and inland flooding.
What Highland faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Strong wind
Lower here
Not a risk here
Does Highland flood?
Every paid claim on a federal flood insurance policy in Highland, from FEMA’s records.
Biggest named events
- Hurricane Milton: 4 claims, $323K
- Hurricane Frances: 1 claim, $12K
are insured
are insured
What’s been done with FEMA grants
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Highland itself: aid to households, or repair grants to Highland.
Hurricane Milton
Hurricane Ian
Hurricane Irma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
How to read this page
FEMA’s expected losses across Highland total about $3.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.