Natural hazards · Hampton

Hampton, FL natural hazards

Most of the natural-hazard damage FEMA expects in Hampton comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2004. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hampton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampton to be higher than in 82% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes44%Inland flooding34%Tornadoes7%Lightning5%Everything else10%

By hazard

What Hampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

44% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

34% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 19 years in the area

Lightning

5% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

HailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hampton flood?

Every paid claim on a federal flood insurance policy in Hampton, from FEMA’s records.

2paid claims since 2004

$27Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Hurricane Irma: 1 claim, $21K
Hurricane Jeanne: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bradford County.

Disasters that hit Hampton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hampton itself: aid to households, or repair grants to the City of Hampton.

Brought FEMA money into HamptonDeclared for Bradford County only

2024

Hurricane Helene

54 households applied for aid $144K aid approved

2017

Hurricane Irma

248 households applied for aid $132K aid approved $13K to the City of Hampton for repairs

2016

Hurricane Matthew

$4K to the City of Hampton for repairs

2012

Tropical Storm Debby

25 households applied for aid $32K aid approved

2008

Tropical Storm Fay

12 households applied for aid $4K aid approved

2004

Hurricane Jeanne

90 households applied for aid $145K aid approved $6K to the City of Hampton for repairs

2004

Hurricane Frances

124 households applied for aid $164K aid approved $11K to the City of Hampton for repairs

Bradford County has had 27 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hampton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.