Natural hazards · Greenville

Greenville, FL natural hazards

Most of the natural-hazard damage FEMA expects in Greenville comes from hurricanes, and overall the risk is very high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenville to be higher than in 85% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes55%Inland flooding27%Cold waves6%Everything else12%

By hazard

What Greenville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

55% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

27% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 2 years in the area

Cold waves

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenville flood?

FEMA's records show no paid flood insurance claims in Greenville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greenville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Greenville

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greenville itself: aid to households, or repair grants to the Town of Greenville.

Brought FEMA money into GreenvilleDeclared for Madison County only

2024

Hurricane Helene

798 households applied for aid $2.2M aid approved $52K to the Town of Greenville for repairs

2024

Hurricane Debby

393 households applied for aid $844K aid approved

2023

Hurricane Idalia

891 households applied for aid $1.1M aid approved $46K to the Town of Greenville for repairs

2018

Hurricane Michael

7 households applied for aid $3K aid approved

2016

Hurricane Hermine

1 household applied for aid

2012

Tropical Storm Debby

1 household applied for aid

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

6 households applied for aid $3K aid approved

2008

Tropical Storm Fay

141 households applied for aid $63K aid approved

2004

Hurricane Jeanne

181 households applied for aid $400K aid approved

Madison County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Greenville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Greenville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.