Natural hazards · Grand Ridge

Grand Ridge, FL natural hazards

Most of the natural-hazard damage FEMA expects in Grand Ridge comes from hurricanes, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grand Ridge?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grand Ridge to be higher than in 81% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes52%Inland flooding25%Cold waves7%Everything else17%

By hazard

What Grand Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

52% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

25% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grand Ridge flood?

FEMA's records show no paid flood insurance claims in Grand Ridge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grand Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Grand Ridge

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grand Ridge itself: aid to households, or repair grants to the Town of Grand Ridge.

Brought FEMA money into Grand RidgeDeclared for Jackson County only

2022

Hurricane Ian

1 household applied for aid $700 aid approved

2018

Hurricane Michael

1,110 households applied for aid $1.9M aid approved $1.4M to the Town of Grand Ridge for repairs

2017

Hurricane Irma

$8K to the Town of Grand Ridge for repairs

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

22 households applied for aid $79K aid approved

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

3 households applied for aid $7K aid approved $24K to the Town of Grand Ridge for repairs

2005

Hurricane Dennis

$6K to the Town of Grand Ridge for repairs

2004

Hurricane Ivan

20 households applied for aid $21K aid approved $56K to the Town of Grand Ridge for repairs

Jackson County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grand Ridge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grand Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Grand Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.