Natural hazards · Goulds

Goulds, FL natural hazards

Most of the natural-hazard damage FEMA expects in Goulds comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2005. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Goulds?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Goulds to be higher than in 70% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding45%Hurricanes38%Heat waves6%Everything else12%

By hazard

What Goulds faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

38% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Heat waves

6% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 6 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Goulds flood?

Every paid claim on a federal flood insurance policy in Goulds, from FEMA’s records.

4paid claims since 2005

$56Kpaid to owners

0homes flooded more than once

20052026

Biggest named events

Hurricane Irma: 3 claims, $50K
Hurricane Katrina: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Goulds isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

What’s been done with FEMA grants

3buildings retrofitted against wind

Disasters that hit Goulds

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Goulds itself: aid to households, or repair grants to Goulds.

Brought FEMA money into GouldsDeclared for Dade County only

2017

Hurricane Irma

186 households applied for aid $113K aid approved

2005

Hurricane Wilma

91 households applied for aid $85K aid approved

2004

Hurricane Frances

30 households applied for aid $34K aid approved

2003

Severe Storms and Tornadoes

14 households applied for aid $11K aid approved

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Goulds

Goulds and the towns around it

Very lowLowModerateHighVery high

South Miami Heightsmostly inland floodingVery high

Gouldsmostly inland floodingHigh

Cutler Baymostly inland floodingHigh

Princetonmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Goulds covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Goulds’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Goulds. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Goulds total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.