Natural hazards · Geneva

Geneva, FL natural hazards

Most of the natural-hazard damage FEMA expects in Geneva comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 239 claims here since 1982. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Geneva?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Geneva to be higher than in 72% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding45%Wildfire18%Hurricanes15%Tornadoes13%Strong wind6%Everything else4%
By hazard

What Geneva faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 2 years in the area

Wildfire

18% of expected damage
Well above average · higher than 97% of U.S. places

Hurricanes

15% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

13% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 24 years in the area

Strong wind

6% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once a year in the area

Lower here

HailCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Geneva flood?

Every paid claim on a federal flood insurance policy in Geneva, from FEMA’s records.

239paid claims since 1982
$12.6Mpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • Hurricane Ian: 103 claims, $8.8M
  • Tropical Storm Fay: 53 claims, $2.0M
  • Hurricane Irma: 36 claims, $1.0M
of homes in flood zones
are insured
of all homes
are insured
No community discount. Geneva isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Seminole County.

What’s been done with FEMA grants

5homes raised above flood level
2flood-prone properties bought out and cleared
2buildings retrofitted against wind
Disasters that hit Geneva

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Geneva itself: aid to households, or repair grants to Geneva.

Brought FEMA money into GenevaDeclared for Seminole County only
2024

Hurricane Milton

245 households applied for aid $280K aid approved
2022

Hurricane Ian

633 households applied for aid $2.9M aid approved
2017

Hurricane Irma

764 households applied for aid $440K aid approved
2016

Hurricane Matthew

31 households applied for aid $9K aid approved
2008

Tropical Storm Fay

177 households applied for aid $465K aid approved
2004

Hurricane Jeanne

202 households applied for aid $373K aid approved
2004

Hurricane Ivan

11 households applied for aid $15K aid approved
2004

Hurricane Frances

412 households applied for aid $556K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

809 households applied for aid $850K aid approved
Seminole County has had 29 natural disasters declared since 1953, most often hurricanes and freezes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Geneva covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Geneva’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Geneva. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Geneva total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01