Natural hazards · Garden Grove

Garden Grove, FL natural hazards

Most of the natural-hazard damage FEMA expects in Garden Grove comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garden Grove?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garden Grove to be higher than in 84% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes29%Tornadoes10%Everything else14%

By hazard

What Garden Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Hurricanes

29% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 30 years in the area

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garden Grove flood?

FEMA's records show no paid flood insurance claims in Garden Grove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Garden Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hernando County.

Disasters that hit Garden Grove

Federal disasters declared here

None of the disasters declared for Hernando County shows FEMA aid or repair money reaching Garden Grove itself in FEMA’s records.

Brought FEMA money into Garden GroveDeclared for Hernando County only

Hernando County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garden Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garden Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to Garden Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.