Natural hazards · Fuller Heights

Fuller Heights, FL natural hazards

Most of the natural-hazard damage FEMA expects in Fuller Heights comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2017.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fuller Heights?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fuller Heights to be higher than in 70% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes41%Inland flooding34%Strong wind11%Tornadoes5%Everything else9%

By hazard

What Fuller Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

41% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

34% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Strong wind

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Above average · higher than 57% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fuller Heights flood?

Every paid claim on a federal flood insurance policy in Fuller Heights, from FEMA’s records.

2paid claims since 2017

$205Kpaid to owners

0homes flooded more than once

20172026

Biggest named events

Hurricane Milton: 1 claim, $140K
Hurricane Irma: 1 claim, $65K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fuller Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Polk County.

Disasters that hit Fuller Heights

Federal disasters declared here

None of the disasters declared for Polk County shows FEMA aid or repair money reaching Fuller Heights itself in FEMA’s records.

Brought FEMA money into Fuller HeightsDeclared for Polk County only

Polk County has had 34 natural disasters declared since 1953, most often hurricanes and fires.

Around Fuller Heights

Fuller Heights and the towns around it

Very lowLowModerateHighVery high

Willow Oakmostly hurricanesHigh

Medullamostly hurricanesHigh

Fuller Heightsmostly hurricanesHigh

Mulberrymostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fuller Heights covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Fuller Heights’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Fuller Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fuller Heights total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.