Natural hazards · Four Corners

Four Corners, FL natural hazards

Most of the natural-hazard damage FEMA expects in Four Corners comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Four Corners?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Four Corners to be higher than in 66% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes23%Strong wind18%Tornadoes9%Wildfire5%Everything else4%

By hazard

What Four Corners faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 4 years in the area

Strong wind

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Above average · higher than 72% of U.S. places

Wildfire

5% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

HailCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Four Corners flood?

FEMA's records show no paid flood insurance claims in Four Corners.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Four Corners isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Osceola County.

Disasters that hit Four Corners

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Four Corners itself: aid to households, or repair grants to Four Corners.

Brought FEMA money into Four CornersDeclared for Osceola County only

2022

Hurricane Ian

2 households applied for aid $700 aid approved

2017

Hurricane Irma

5 households applied for aid

Osceola County has had 29 natural disasters declared since 1953, most often hurricanes and fires.

Around Four Corners

Four Corners and the towns around it

Very lowLowModerateHighVery high

Four Cornersmostly inland floodingHigh

Horizon Westmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Four Corners covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Four Corners’s own flood-insurance community; household aid to the registrant’s city; repair grants to Four Corners. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Four Corners total about $17.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.