Natural hazards · Ferry Pass

Ferry Pass, FL natural hazards

Most of the natural-hazard damage FEMA expects in Ferry Pass comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 107 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ferry Pass?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ferry Pass to be higher than in 84% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes74%Inland flooding15%Everything else11%

By hazard

What Ferry Pass faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

74% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

15% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ferry Pass flood?

Every paid claim on a federal flood insurance policy in Ferry Pass, from FEMA’s records.

107paid claims since 1979

$4.9Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Sally: 47 claims, $1.8M
Mid-spring storms: 16 claims, $1.4M
Hurricane Ivan: 8 claims, $526K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ferry Pass isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Escambia County.

Disasters that hit Ferry Pass

Federal disasters declared here

None of the disasters declared for Escambia County shows FEMA aid or repair money reaching Ferry Pass itself in FEMA’s records.

Brought FEMA money into Ferry PassDeclared for Escambia County only

Escambia County has had 33 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Ferry Pass

Ferry Pass and the towns around it

Very lowLowModerateHighVery high

Ferry Passmostly hurricanesVery high

Pensacolamostly hurricanesVery high

Ensleymostly hurricanesVery high

Brentmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ferry Pass covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Ferry Pass’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ferry Pass. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ferry Pass total about $16.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.