Fellsmere, FL natural hazards
Most of the natural-hazard damage FEMA expects in Fellsmere comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2004. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Fellsmere?
FEMA expects yearly storm and flood damage to homes and buildings in Fellsmere to be higher than in 98% of U.S. communities, mostly from hurricanes.
What Fellsmere faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Fellsmere flood?
Every paid claim on a federal flood insurance policy in Fellsmere, from FEMA’s records.
Biggest named events
- Hurricane Frances: 1 claim, $47K
are insured
are insured
What’s been done with FEMA grants
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in Fellsmere itself: aid to households, or repair grants to the City of Fellsmere.
Hurricane Milton
Hurricane Ian
Hurricane Irma
Hurricane Matthew
Hurricane Wilma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Fellsmere and the towns around it
How to read this page
FEMA’s expected losses across Fellsmere total about $4.0M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.