Natural hazards · Eustis

Eustis, FL natural hazards

Most of the natural-hazard damage FEMA expects in Eustis comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 2004. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Eustis?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eustis to be higher than in 40% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding45%Hurricanes22%Tornadoes19%Strong wind7%Everything else8%
By hazard

What Eustis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Below average · higher than 33% of U.S. places
Recorded about once every 4 years in the area

Hurricanes

22% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

19% of expected damage
Well above average · higher than 78% of U.S. places

Strong wind

7% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once a year in the area

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Eustis flood?

Every paid claim on a federal flood insurance policy in Eustis, from FEMA’s records.

6paid claims since 2004
$115Kpaid to owners
2homes flooded more than once
20042026

Biggest named events

  • Hurricane Frances: 2 claims, $55K
  • Hurricane Milton: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Eustis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.

What’s been done with FEMA grants

4buildings retrofitted against wind
Disasters that hit Eustis

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eustis itself: aid to households, or repair grants to the City of Eustis.

Brought FEMA money into EustisDeclared for Lake County only
2024

Hurricane Milton

2,070 households applied for aid $1.6M aid approved $405K to the City of Eustis for repairs
2022

Hurricane Nicole

45 households applied for aid $11K aid approved
2022

Hurricane Ian

1,111 households applied for aid $624K aid approved $66K to the City of Eustis for repairs
2017

Hurricane Irma

4,961 households applied for aid $1.7M aid approved $545K to the City of Eustis for repairs
2016

Hurricane Matthew

$23K to the City of Eustis for repairs
2008

Tropical Storm Fay

53 households applied for aid $20K aid approved $55K to the City of Eustis for repairs
2007

Severe Storms and Tornadoes

7 households applied for aid $13K aid approved
2004

Hurricane Jeanne

804 households applied for aid $958K aid approved $71K to the City of Eustis for repairs
2004

Hurricane Ivan

16 households applied for aid
2004

Hurricane Frances

653 households applied for aid $597K aid approved $223K to the City of Eustis for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

105 households applied for aid $166K aid approved $24K to the City of Eustis for repairs
Lake County has had 29 natural disasters declared since 1953, most often hurricanes and freezes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eustis covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Eustis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eustis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eustis total about $6.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01